sip,investment,dc,default,membership profile,risk appetite,1d,1f,7d,8a,8b,11c,default,lifetsyle,lifestyling,capital risk,inflation risk,pension conversion risk,1f,7d,8a,alternative,journey risk,inflation risk,pension conversion risk,capital risk,white labelling,white-labelling,white label,custodian,fscs,compensation,1f,7d,8a